问题已解决
想問(wèn)下這題12%是不是報(bào)價(jià)利率(名義利率),計(jì)息期利率是不是1%
FAILED
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您好,計(jì)息期利率=報(bào)價(jià)利率/年內(nèi)計(jì)息次數(shù),本題沒(méi)說(shuō)1年計(jì)息12次呀
2023 09/16 17:40
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84785043 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2023 09/16 17:43
所以是年化報(bào)價(jià)利率12%,計(jì)息期利率2%嗎
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老師 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2023 09/16 17:46
您好,本題算不出??計(jì)息期利率 嘛,題中沒(méi)有關(guān)于?年內(nèi)計(jì)息次數(shù)
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84785043 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
![](/wenda/_nuxt/img/reply1.d92ea43.png)
2023 09/16 17:50
好的,那我解這題時(shí)用的月利率=12%/12=1%,這個(gè)利率叫啥?
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老師 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2023 09/16 17:55
親愛(ài)的您好,對(duì)不起您,計(jì)息期利率=報(bào)價(jià)利率/年內(nèi)計(jì)息次數(shù),本題用的月利率您也可以這理解的
每期為一個(gè)月利率為12%/12=1%,則付款金額現(xiàn)值=600×(P/A,1%,6 )×(1+1% )=600×5.7955×(1+1% )=3512.07(元)?
![](https://pic1.acc5.cn/016/37/51/99_avatar_middle.jpg?t=1714031960)
廖君老師 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2023 09/16 18:25
您好!我臨時(shí)有事走開(kāi)2小時(shí),留言我會(huì)在回來(lái)的第一時(shí)間回復(fù)您,謝謝您的理解和寬容~
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